A "People First" Philosophy
At American Senior Benefits we are dedicated to serving those in need of insurance, especially seniors. We are proudly independent, answering only to our customers. The choices our customers make are key life decisions and we work every day to help them find the right solutions at affordable prices. What we do is important, personal and precise. Every time we help a customer make a decision that’s right for them, it makes them – and our organization – stronger.
Everything you need to know to use our products effectively
Get help on the following topics
FULL RETIREMENT REVIEW
A full review that covers all benefits you currently have; and exposes any pitfalls you may or may NOT, be aware of.
- When should I do this?
Since Financial needs and Medicare Benefits are always changing, we suggest a full review when you are getting close to retirement and/or every year thereafter.
MEDICARE REVIEW
DESCRIPTION:
Every year, your Medicare benefits will change.
This is the most common service that we provide to our clients. We'll always provide a non-biased review of your current Medicare coverage, from front to back.
WHEN SHOULD I DO THIS?
Being that your Medicare benefits have such a profound affect on all other aspects of your retirement well-being, we suggest doing an annual review at the very least. Often times, unexpected events occur in between these annual reviews. Should something come up and you need to start using your Medicare benefits much more than usual, we highly suggest a thorough review of all your current benefits.
RETIREMENT INCOME ASSESSMENT
DESCRIPTION:
A thorough review of financial well-being with one of our certified financial advisors.
WHEN SHOULD I DO THIS?
Most commonly, we perform these assessments after a loved one has already passed away. In most circumstances, this isn't ideal. We strongly suggest that you review your finances with a licensed advisor at ages 40, 55, 60, 62, and 65 - then every 2 years thereafter. It's imperative to have a solid plan before your loved one has passed.
OUT-OF-POCKET COST ANALYSIS
Covering all retirement needs.
We provide our affiliated agents access to all products in this unique marketplace. It is important for any agent representing American Senior Benefits to have at their fingertips solutions from the largest and most respected companies in the industry. In fact, some products are only available through us — such as a scholarship program that helps families defer the rising cost of higher education while simultaneously caring for their own financial needs.
LEGACY REVIEW: BURIAL COSTS
Our life insurance portfolio is robust and designed to meet a wide range of needs.
We offer a selection of Whole Life, Term, Universal Life and Graded Benefits Plans from the industry's most trusted carriers. We help seniors shop smart. And as we believe life insurance is important at any age, we can help our clients protect against the high costs of funeral and burial expenses … and perhaps even leave a caring legacy for those left behind.
DENTAL, VISION, HEARING REVIEW
As you age, the need for dental, vision and critical care coverage becomes even more important.
As Medicare’s coverage of those needs is limited, we offer a range of solutions that address dental and vision care as well as critical issues such as hospitalization, disability, cancer, stroke and heart attack. We can help you get ahead of the uncomfortable prospect of high medical bills.
Schedule an in-person appointment with one of our Retirement Specialists Today.
Schedule Free Review Today.
